Overview of Minister of Finance Regulation No. 89/PMK.06/2019 on the Management of State-Owned Goods Originating from the implementation of Upstream Oil and Gas Business Activity Cooperation Contract (“Reg 89/2019”) and its impact to Production Sharing Contract (Cost recovery or Gross Split)
[/et_pb_text][et_pb_divider _builder_version=”3.25.3″ custom_margin=”43px||-40px|||”][/et_pb_divider][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”3.25″ custom_padding=”0px||0px|” custom_padding__hover=”|||”][et_pb_text _builder_version=”3.25.3″ text_font=”||||||||” text_font_size=”16px” text_line_height=”1.9em” header_font=”||||||||” header_3_font=”Lato|700||on|||||” header_3_text_color=”#3550a0″ header_3_font_size=”24px” header_3_line_height=”1.7em” header_6_font=”||||||||” max_width=”600px” max_width_last_edited=”off|desktop” custom_margin=”|||” custom_padding=”|||” header_3_font_size_phone=”20px” header_3_font_size_last_edited=”on|desktop” locked=”off” inline_fonts=”Georgia”]Tinjauan umum terhadap Peraturan menteri Keuangan Republik Indonesia nomor 89/PMK.06/2019 Tahun 2019 tentang Pengelolaan barang milik negara yang berasal dari pelaksanaan kontrak kerja sama kegiatan usaha hulu minyak dan gas bumi dan dampaknya terhadap Kontrak Kerja Sama (Cost Recovery atau Gross Split)
[/et_pb_text][et_pb_divider _builder_version=”3.25.3″ min_height=”2px” custom_margin=”16px|||||” custom_padding=”||10px|||”][/et_pb_divider][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_2,1_2″ custom_padding=”23px|0px|0|0px|false|false” custom_margin=”||0px|” _builder_version=”3.25.3″][et_pb_column type=”1_2″ _builder_version=”3.25″ custom_padding=”0px||0px|” custom_padding__hover=”|||”][et_pb_text _builder_version=”3.16″ text_font=”||||||||” text_font_size=”16px” text_line_height=”1.9em” header_font=”||||||||” header_3_font=”Lato|700||on|||||” header_3_text_color=”#3550a0″ header_3_font_size=”24px” header_3_line_height=”1.7em” header_6_font=”||||||||” max_width=”600px” max_width_last_edited=”off|desktop” custom_margin=”-30px|||||” custom_padding=”|||” header_3_font_size_phone=”20px” header_3_font_size_last_edited=”on|desktop” locked=”off”]On 18 June 2019, the Ministry of Finance issue a regulation on the Management of State-Owned Goods Originating from the implementation of Upstream Oil and Gas Business Activity Cooperation Contract (Reg 89/2019).
in this new regulation the new Gross Split regime in Indonesia Oil and Gas is regulated should this new regime will utilize the Barang Milik Negara (BMN) and further definition of what is the Barang Milik Negara in the framework of Oil and Gas in Indonesia.
[/et_pb_text][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”3.25″ custom_padding=”0px||0px|” custom_padding__hover=”|||”][et_pb_text _builder_version=”3.16″ text_font=”||||||||” text_font_size=”16px” text_line_height=”1.9em” header_font=”||||||||” header_3_font=”Lato|700||on|||||” header_3_text_color=”#3550a0″ header_3_font_size=”24px” header_3_line_height=”1.7em” header_6_font=”||||||||” max_width=”600px” max_width_last_edited=”off|desktop” custom_margin=”-30px|||||” custom_padding=”0px|||||” header_3_font_size_phone=”20px” header_3_font_size_last_edited=”on|desktop” locked=”off”]Pada 18 Juni 2019, Menteri Keuangan menerbitkan suatu peraturan mengenai pengelolaan barang milik negara yang berasal dari pelaksaan kontrak kerja sama kegiatan hulu minyak dan gas bumi (Reg 89/2019).
Dalam peraturan baru ini rezim Gross Split di Hulu Minyak dan Gas Bumi Indonesia diatur apabila ia akan menggunakan Barang Milik Negara (BMN) dan definisi lebih lanjut mengenai Barang Milik Negara dijelaskan didalam framework Minyak dan Gas Bumi di Indonesia.
[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”3.25.3″][et_pb_column type=”4_4″ _builder_version=”3.25.3″][et_pb_image src=”https://andzaribrahim.com/wp-content/uploads/2019/07/2019.07.02-PMK89.2019.jpg” _builder_version=”3.25.3″][/et_pb_image][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_2,1_2″ custom_padding=”0px|0px|0px|0px|false|false” custom_margin=”2px|auto|24px|auto||” _builder_version=”3.25″][et_pb_column type=”1_2″ _builder_version=”3.25″ custom_padding=”0px||0px|” custom_padding__hover=”|||”][et_pb_text _builder_version=”3.25.3″ text_font=”||||||||” text_font_size=”16px” text_line_height=”1.9em” header_font=”||||||||” header_3_font=”Lato|700||on|||||” header_3_text_color=”#3550a0″ header_3_font_size=”24px” header_3_line_height=”1.7em” header_6_font=”||||||||” max_width=”600px” max_width_last_edited=”off|desktop” custom_margin=”|||” custom_padding=”|||” header_3_font_size_phone=”20px” header_3_font_size_last_edited=”on|desktop” locked=”off”]
Upsteam Oil & Gas BMN
Upstream Oil & Gas BMN is defined as Goods which becomes state-owned which is all goods bought/procured by Contractor in the implementation of upstream oil and gas business activities as well as extra from operation and extra from production as implementation of Cooperation Contract between Contractor and the Government.
Reg 89/2019 also stipulates the types of BMN goods of Upstream Oil and Gas Businesss:
- Upstream oil-and-gas BMN (“Upstream O&G BMN”) which are purchased or procured by upstream oil-and-gas contractors (“Contractors”) in the event of the implementation of upstream oil-and-gas cooperation contracts (“Cooperation Contracts”) between the relevant Contractors and the Indonesian government;
- Ex-termination BMN originating from Contractors whose Cooperation Contracts have elapsed;
- Upstream O&G BMN in the form of byproduct/waste produced during the operational/production processes.
Further the Scope (of assetes) of the Upstream O&G BMN is as follows:
- Land, capital goods, inventory assets and supply materials which are utilized during the exploration and/or production phases; and
- Goods originating from Contracts of Works and which are under the responsibility of the relevant Contractor
- (byproducts/waste) This type of BMN includes operational oil waste and production waste which are not classified as side products of upstream oil-and-gas activities.
Notes: the previous regulation scope of BMN does not stipulates ex-termination BMN as part of the BMN scope.
[/et_pb_text][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”3.25″ custom_padding=”0px||0px|” custom_padding__hover=”|||”][et_pb_text _builder_version=”3.25.3″ text_font=”||||||||” text_font_size=”16px” text_line_height=”1.9em” header_font=”||||||||” header_3_font=”Lato|700||on|||||” header_3_text_color=”#3550a0″ header_3_font_size=”24px” header_3_line_height=”1.7em” header_6_font=”||||||||” max_width=”600px” max_width_last_edited=”off|desktop” custom_margin=”|||” custom_padding=”|||” header_3_font_size_phone=”20px” header_3_font_size_last_edited=”on|desktop” locked=”off”]BMN Hulu Minyak & Gas Bumi
BMN Hulu Migas dijelaskan sebagai suatu barang yang menjadi barang milik negara yang mana adalah semua barang yang dibeli atau diperoleh oleh Kontraktor dalam rangka pelaksanaan kegiatan usaha hulu minyak dan gas bumi serta sisa operasi dan sisa produksi sebagai pelaksanaan Kontrak Kerja Sama antara Kontraktor dengan Pemerintah.
Reg 89/2019 juga menjabarkan tipe barang BMN dalam bisnis Hulu Minyak dan Gas Bumi:
- BMN Hulu Migas yang dibeli atau diperoleh kontraktor usaha hulu migas (“Kontraktor”) dalam pelaksanaan kontrak kerja sama hulu minyak dan gas bumi (“Kontrak Kerja Sama”) antara Kontraktor terkait dengan pemerintah Indonesia;
- BMN Eks Terminasi yang berasal dari Kontraktor yang Kontrak Kerja Samanya telah berakhir;
- BMN Hulu Migas berupa sisa/limbah hasil dari proses operasi/produksi.
Selanjutnya lingkup (jenis barang) dari BMN Hulu Migas adalah sebagai berikut:
- Tanah, harta benda modal, harta benda inventaris, dan material persediaan pada masa eksplorasi dan/atau produksi; dan
- Barang yang berasal dari Kontrak Kerja/Contract of Work dan berada dalam tanggung jawab Kontraktor.
- Jenis BMN ini meliputi limbah sisa operasi perminyakan dan limbah sisa produksi yang tidak termasuk sebagai produk sampingan dalam kegiatan usaha huku migas.
Catatan: dalam peraturan terdahulu mengenai BMN, jenis BMN eks terminasi tidak termasuk dari ruang lingkup
[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_2,1_2″ custom_padding=”0px|0px|0px|0px|false|false” custom_margin=”2px||0px|” _builder_version=”3.25″][et_pb_column type=”1_2″ _builder_version=”3.25″ custom_padding=”0px||0px|” custom_padding__hover=”|||”][et_pb_text _builder_version=”3.25.3″ text_font=”||||||||” text_font_size=”16px” text_line_height=”1.9em” header_font=”||||||||” header_3_font=”Lato|700||on|||||” header_3_text_color=”#3550a0″ header_3_font_size=”24px” header_3_line_height=”1.7em” header_6_font=”||||||||” max_width=”600px” max_width_last_edited=”off|desktop” custom_margin=”|||” custom_padding=”|||” header_3_font_size_phone=”20px” header_3_font_size_last_edited=”on|desktop” locked=”off”]Title of BMN Hulu Migas (imported)
Article 3 of Reg 89/2019 further stipulates that title to the goods which bought or obtained through import process to be utilized by the Upstream Oil & Gas Contractor after:
- landed at sea ports, airports or other places in Indonesia; and
- fulfillment of the customs obligations to be utilized in accordance with the customs laws.
[/et_pb_text][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”3.25″ custom_padding=”0px||0px|” custom_padding__hover=”|||”][et_pb_text _builder_version=”3.25.3″ text_font=”||||||||” text_font_size=”16px” text_line_height=”1.9em” header_font=”||||||||” header_3_font=”Lato|700||on|||||” header_3_text_color=”#3550a0″ header_3_font_size=”24px” header_3_line_height=”1.7em” header_6_font=”||||||||” max_width=”600px” max_width_last_edited=”off|desktop” custom_margin=”|||” custom_padding=”|||” header_3_font_size_phone=”20px” header_3_font_size_last_edited=”on|desktop” locked=”off”]
Hak Milik BMN Hulu Migas (impor)
Article 3 of Reg 89/2019 further stipulates that title to the goods which bought or obtained through import process to be utilized by the Upstream Oil & Gas Contractor after:
- mendarat di pelabuhan laut, bandar udara atau tempat lain di Indonesia; dan
- dipenuhinya kewajiban pabean tujuan diimpor untuk dipakai sesuai dengan ketentuan Peraturan Perundang-undangan di bidang kepabeanan.
[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_2,1_2″ custom_padding=”0px|0px|0px|0px|false|false” custom_margin=”2px||0px|” _builder_version=”3.25.3″][et_pb_column type=”1_2″ _builder_version=”3.25″ custom_padding=”0px||0px|” custom_padding__hover=”|||”][et_pb_text _builder_version=”3.25.3″ text_font=”||||||||” text_font_size=”16px” text_line_height=”1.9em” header_font=”||||||||” header_3_font=”Lato|700||on|||||” header_3_text_color=”#3550a0″ header_3_font_size=”24px” header_3_line_height=”1.7em” header_6_font=”||||||||” max_width=”600px” max_width_last_edited=”off|desktop” custom_margin=”|||” custom_padding=”|||” header_3_font_size_phone=”20px” header_3_font_size_last_edited=”on|desktop” locked=”off”]
Function, Duty and authority of Contractor
Reg 89/2019 stipulates that other than function of the PSC contractor in accordance with the Laws and its PSC Contract , duty and authority of Contractor as the implementor of exploration & exploitation related to BMN as follows:
Duty
a.Conduct Upstream BMN registration;
b.manage, store and administer ownership evidence or other documents relating to Upstream BMN;
c.report upstream BMN periodically to the Control Unit;
d.conduct physical security, administration, legal and the maintenance of the Upstream BMN within their governance;
e.carry out Upstream BMN Inventory; and
f.conduct risk assessment, risk mitigation, and risk monitoring of the management of Upstream BMN.
Authority
a.use and / or utilize the Upstream BMN for the implementation of upstream oil and gas business activities;
b.submit application for Utilization, Transfer, or destruction of Upstream BMN;
c.submit an application for the return of Upstream BMN that is not used for the operation of upstream oil and gas business activities to the Control Unit;
d.submit an application for the Elimination of Upstream BMN that is not used for the operation of upstream oil and gas business activities to the Control Unit; and
e.exercise other authorities as stipulated in this Ministerial Regulation.
[/et_pb_text][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”3.25″ custom_padding=”0px||0px|” custom_padding__hover=”|||”][et_pb_text _builder_version=”3.25.3″ text_font=”||||||||” text_font_size=”16px” text_line_height=”1.9em” header_font=”||||||||” header_3_font=”Lato|700||on|||||” header_3_text_color=”#3550a0″ header_3_font_size=”24px” header_3_line_height=”1.7em” header_6_font=”||||||||” max_width=”600px” max_width_last_edited=”off|desktop” custom_margin=”|||” custom_padding=”0px|||||” header_3_font_size_phone=”20px” header_3_font_size_last_edited=”on|desktop” locked=”off”]Fungsi, Tugas dan Wewenang Kontraktor
Reg 89/2019 menjelaskan juga bahwa selain fungsi sesuai dengan Hukum dan Kontrak kerja Kontraktor K3S, Tugas dan wewewnang Kontraktor sebagai pelaksana dari ekplorasi & eksploitasi sehubungan dengan BMN adalah sebagai berikut:
Tugas
- melakukan pencatatan BMN Hulu Migas;
- melakukan pengurusan, penyimpanan dan pengadministrasian bukti kepemilikan atau dokumen lainnya yang berkaitan dengan BMN Hulu Migas;
- melaporkan BMN Hulu Migas secara berkala kepada Unit Pengendali;
- melakukan pengamanan fisik, administrasi, dan yuridis serta pemeliharaan BMN Hulu Migas yang berada dalam penguasaannya;
- melaksanakan Inventarisasi BMN Hulu Migas; dan
- melakukan penilaian risiko, mitigasi risiko, dan pemantauan risiko atas pengelolaan BMN Hulu Migas
Wewenang
- menggunakan dan/atau memanfaatkan BMN Hulu Migas untuk penyelenggaraan kegiatan usaha hulu minyak dan gas bumi;
- mengajukan permohonan Pemanfaatan, Pemindahtanganan, atau pemusnahan BMN Hulu Migas;
- mengajukan permohonan pengembalian BMN Hulu Migas yang tidak digunakan untuk penyelenggaraan kegiatan usaha hulu minyak dan gas bumi kepada Unit Pengendali;
- mengajukan permohonan Penghapusan BMN Hulu Migas yang tidak digunakan untuk penyelenggaraan kegiatan usaha hulu minyak dan gas bumi kepada Unit Pengendali; dan
- menjalankan wewenang lain sebagaimana diatur dalam Peraturan Menteri ini.
Procurement under Reg 89/2019
Reg 89/2019 mentioning the procurement activities in the upstream Oil and Gas as follows (art.9):
- The planning and budgeting necessity of the Upstream BMN is based on the applicable standards in the upstream oil and gas as well as complying with the principles of efficiency, effectiveness, transparency, accountability and good governance.
- The said planning and budgeting whether it is for cost recovery or gross split regime shall follows:
- availability of goods at the Contractor or other Contractor;
- The required time of supply processing;
- ongoing procurement process;
- Determination of backup inventory; and/or
- Efficiency of cost recovery.
- The procurement of Upstream BMN shall prioritize the domestic production and shall consider the and considering fulfilment of BMN Hulu Migas needs and by good governance. Contractor shall also be held responsible for the procurement process of BMN Hulu Migas as well as all any resulting legal consequence.
Notes:
Article 10 (4) stipulates that further stipulation on the procedures on implementation of procurement of BMN Hulu Migas to be governed by Technical Minister (Minister ESDM) as Holder of Goods Management Power/Kuasa Pengelola Barang, after having prior coordination with Minister of Finance and the Control Unit/Unit Pengendali (SKK Migas).
Considering that the gross split regime is free to procure goods and services by themselves (but still complying with the prevailing procurement laws in Indonesia, but they can also follow the cost recovery regime guidelines (PTK 007)), this issue will impact to the existing gross split contract by considering that the definition of the BMN Hulu Migas is all goods which procured when the Oil and Gas activity is being implemented.
[/et_pb_text][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”3.25″ custom_padding=”0px||0px|” custom_padding__hover=”|||”][et_pb_text _builder_version=”3.25.3″ text_font=”||||||||” text_font_size=”16px” text_line_height=”1.9em” header_font=”||||||||” header_3_font=”Lato|700||on|||||” header_3_text_color=”#3550a0″ header_3_font_size=”24px” header_3_line_height=”1.7em” header_6_font=”||||||||” max_width=”600px” max_width_last_edited=”off|desktop” custom_margin=”|||” custom_padding=”|||” header_3_font_size_phone=”20px” header_3_font_size_last_edited=”on|desktop” locked=”off”]
Pengadaan berdasarakan Reg 89/2019
Reg 89/2019 membicarakan mengenai aktifitas pengadaan di Hulu Minyak dan Gas Bumi sebagai berikut (Psl. 9):
- Perencanaan kebutuhan dan penganggaran BMN Hulu Migas berpedoman pada standar yang berlaku di bidang usaha hulu minyak dan gas bumi serta memenuhi prinsip-prinsip efisiensi, efektivitas, transparansi, dan akuntabilitas serta tata kelola yang baik (good governance).
- Perencanaan sebagaimana disebut di atas baik untuk rezim cost recovery maupun gross split harus mempertimbangkan :
- ketersediaan barang pada Kontraktor tersebut atau pada Kontraktor lainnya;
- waktu proses penyediaan yang diperlukan;
- proses pengadaan yang sedang berjalan;
- persediaan pengaman yang ditetapkan; dan/atau
- efisiensi pengembalian biaya operasi.
- Pengadaan BMN Hulu Migas harus mengutamakan penggunaan produksi dalam negeri dan mempertimbangkan pemenuhan kebutuhan BMN Hulu Migas dan dengan good governance. Kontraktor juga harus bertanggung jawab terhadap proses pengadaan BMN Hulu Migas berikut segala akibat hukum yang menyertainya.
- Catatan:
Pasal 10 (4) menyebutkan bahwa akan ada ketentuan lebih lanjut mengenai tata cara pelaksanaan pengadaan BMN Hulu Migas diatur oleh Menteri Teknis selaku Kuasa Pengelola Barang, setelah terlebih dahulu berkoordinasi dengan Menteri dan Unit Pengendali.
- Namun mengingat bahwa rezim Gross Split dibebaskan untuk mengadakan barang dan jasa secara sendiri (dengan tetap mematuhi ketentuan hukum pengadaan yang berlaku di Indonesia, namun dapat juga mengikuti pedoman cost recovery (PTK 007)), hal ini tentunya akan berdampak pada kontrak-kontrak gross split yang ada mengingat bahwa, definisi BMN Hulu Migas adalah seluruh barang yang diadakan ketika aktifitas hulu migas dilaksanakan.
Sanction
Sanction provisions under Reg 89/2019 stipulated under article 131 which in principle stipulated that should there be an action conducted by the Contractor (whether in cost recovery or gross split regime) in the management of Upstream BMN that violating the laws in which affecting in losing the BMN Hulu Migas, the contractor is obligated to compensate such losses.
Further Notes
Reg 89/2019 further regulates the utilization (i.e. transfers, lease, handover, maintenance) of the Upstream BMN and ex-Upstream BMN whether it will be utilized by the cost recovery or the gross split regime Contractor.
[/et_pb_text][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”3.25″ custom_padding=”0px||0px|” custom_padding__hover=”|||”][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_2,1_2″ custom_padding=”0px|0px|0px|0px|false|false” custom_margin=”2px||0px|” _builder_version=”3.25″][et_pb_column type=”1_2″ _builder_version=”3.25″ custom_padding=”0px||0px|” custom_padding__hover=”|||”][et_pb_text _builder_version=”3.16″ text_font=”||||||||” text_font_size=”16px” text_line_height=”1.9em” header_font=”||||||||” header_3_font=”Lato|700||on|||||” header_3_text_color=”#3550a0″ header_3_font_size=”24px” header_3_line_height=”1.7em” header_6_font=”||||||||” max_width=”600px” max_width_last_edited=”off|desktop” custom_margin=”|||” custom_padding=”|||” header_3_font_size_phone=”20px” header_3_font_size_last_edited=”on|desktop” locked=”off”][/et_pb_text][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”3.25″ custom_padding=”0px||0px|” custom_padding__hover=”|||”][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”FAQ” _builder_version=”3.22.3″ use_background_color_gradient=”on” background_color_gradient_start=”rgba(240,242,246,0.5)” background_color_gradient_end=”rgba(255,255,255,0)” background_color_gradient_direction=”90deg”][et_pb_row column_structure=”1_3,2_3″ custom_padding=”27px|0px|27px|1px|false|false” _builder_version=”3.25″][et_pb_column type=”1_3″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_cta title=”Frequently Asked Questions” button_url=”mailto:contact@andzaribrahim.com” url_new_window=”on” button_text=”Ask A Question” admin_label=”Title & CTA” _builder_version=”3.16″ header_font=”Playfair Display|700|||||||” header_font_size=”40px” header_line_height=”1.5em” body_font=”Lato||||||||” body_font_size=”16px” body_line_height=”1.8em” use_background_color=”off” custom_button=”on” button_text_size=”16px” button_text_color=”#ffffff” button_bg_color=”#3550a0″ button_border_width=”10px” button_border_color=”rgba(210,159,104,0)” button_border_radius=”100px” button_font=”Lato|900|||||||” button_use_icon=”off” text_orientation=”left” background_layout=”light” max_width_last_edited=”off|desktop” module_alignment=”right” custom_margin=”|||” custom_padding=”|||” header_font_size_tablet=”30px” header_font_size_phone=”24px” header_font_size_last_edited=”on|phone” button_bg_color_hover=”#4159a0″ button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”on” button_bg_color__hover=”#4159a0″ button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][/et_pb_cta][/et_pb_column][et_pb_column type=”2_3″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_accordion open_toggle_text_color=”#3550a0″ open_toggle_background_color=”#f0f2f6″ closed_toggle_text_color=”#3550a0″ closed_toggle_background_color=”#f0f2f6″ icon_color=”#3550a0″ _builder_version=”3.16″ toggle_font=”Nunito|800||on|||||” toggle_font_size=”14px” toggle_letter_spacing=”3px” toggle_line_height=”1.5em” body_font=”||||||||” body_font_size=”16px” body_line_height=”1.9em” border_width_all=”0px” custom_margin=”|||” custom_padding=”|||”][et_pb_accordion_item title=”%91Question%93″ open=”on” _builder_version=”3.16″ title_text_shadow_horizontal_length=”0em” title_text_shadow_vertical_length=”0em” title_text_shadow_blur_strength=”0em” closed_title_text_shadow_horizontal_length=”0em” closed_title_text_shadow_vertical_length=”0em” closed_title_text_shadow_blur_strength=”0em” custom_margin=”10px||10px||true” custom_padding=”30px||30px||true”][/et_pb_accordion_item][et_pb_accordion_item title=”%91Question%93″ open=”off” _builder_version=”3.10.2″ title_text_shadow_horizontal_length=”0em” title_text_shadow_vertical_length=”0em” title_text_shadow_blur_strength=”0em” closed_title_text_shadow_horizontal_length=”0em” closed_title_text_shadow_vertical_length=”0em” closed_title_text_shadow_blur_strength=”0em” custom_margin=”10px||10px||true” custom_padding=”30px||30px||true”][Answer] [/et_pb_accordion_item][et_pb_accordion_item title=”%91QUESTION%93″ open=”off” _builder_version=”3.10.2″ title_text_shadow_horizontal_length=”0em” title_text_shadow_vertical_length=”0em” title_text_shadow_blur_strength=”0em” closed_title_text_shadow_horizontal_length=”0em” closed_title_text_shadow_vertical_length=”0em” closed_title_text_shadow_blur_strength=”0em” custom_margin=”10px||10px||true” custom_padding=”30px||30px||true”][Answer] [/et_pb_accordion_item][et_pb_accordion_item title=”%91QUESTION%93″ open=”off” _builder_version=”3.10.2″ title_text_shadow_horizontal_length=”0em” title_text_shadow_vertical_length=”0em” title_text_shadow_blur_strength=”0em” closed_title_text_shadow_horizontal_length=”0em” closed_title_text_shadow_vertical_length=”0em” closed_title_text_shadow_blur_strength=”0em” custom_margin=”10px||10px||true” custom_padding=”30px||30px||true”][Answer] [/et_pb_accordion_item][et_pb_accordion_item title=”%91QUESTION%93″ open=”off” _builder_version=”3.10.2″ title_text_shadow_horizontal_length=”0em” title_text_shadow_vertical_length=”0em” title_text_shadow_blur_strength=”0em” closed_title_text_shadow_horizontal_length=”0em” closed_title_text_shadow_vertical_length=”0em” closed_title_text_shadow_blur_strength=”0em” custom_margin=”10px||10px||true” custom_padding=”30px||30px||true”][Answer] [/et_pb_accordion_item][/et_pb_accordion][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ specialty=”on” padding_2_tablet=”60px|50px|60px|50px|true|true” admin_label=”Footer” _builder_version=”3.22.3″ use_background_color_gradient=”on” background_color_gradient_start=”#ffffff” background_color_gradient_end=”rgba(240,242,246,0.5)” background_color_gradient_direction=”90deg” background_color_gradient_start_position=”70%” background_color_gradient_end_position=”30%”][et_pb_column type=”1_2″ specialty_columns=”2″ _builder_version=”3.25″ custom_padding=”|||” parallax__hover=”off” parallax_method__hover=”on” custom_padding__hover=”|||”][et_pb_row_inner _builder_version=”3.25″][et_pb_column_inner saved_specialty_column_type=”1_2″ _builder_version=”3.25″ custom_padding=”|||” parallax__hover=”off” parallax_method__hover=”on” custom_padding__hover=”|||”][et_pb_signup mailchimp_list=”SlavaET|42d4a98af1″ layout=”top_bottom” first_name_field=”off” last_name_field=”off” title=”Subscribe to this Website” description=”
Subscribe for news & resources
” _builder_version=”3.23″ form_field_background_color=”#f0f2f6″ header_level=”h4″ header_font=”Lato|700|||||||” header_font_size=”24px” header_line_height=”1.5em” body_font=”||||||||” body_font_size=”16px” body_line_height=”1.9em” form_field_font=”|700|||||||” form_field_line_height=”1.5em” use_background_color=”off” border_radii_fields=”on|36px|36px|36px|36px” custom_button=”on” button_text_size=”16px” button_text_color=”#ffffff” button_bg_color=”#3550a0″ button_border_width=”10px” button_border_color=”rgba(210,159,104,0)” button_border_radius=”100px” button_font=”Lato|900|||||||” button_use_icon=”off” background_layout=”light” header_font_size_phone=”20px” header_font_size_last_edited=”on|phone” button_bg_color_hover=”#4159a0″ button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”on” button_bg_color__hover=”#4159a0″ button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][/et_pb_signup][et_pb_social_media_follow _builder_version=”3.13.1″ border_radii=”on|100px|100px|100px|100px”][et_pb_social_media_follow_network social_network=”facebook” url=”https://www.facebook.com/abianzar” _builder_version=”3.13.1″ background_color=”rgba(0,0,0,0.8)” custom_margin=”|||” custom_padding=”10px|10px|10px|10px|true|true” follow_button=”off” url_new_window=”on”]facebook[/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=”twitter” _builder_version=”3.10.2″ background_color=”rgba(0,0,0,0.8)” custom_margin=”|||” custom_padding=”10px|10px|10px|10px|true|true” follow_button=”off” url_new_window=”on”]twitter[/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=”linkedin” _builder_version=”3.10.2″ background_color=”rgba(0,0,0,0.8)” custom_margin=”|||” custom_padding=”10px|10px|10px|10px|true|true” follow_button=”off” url_new_window=”on”]linkedin[/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=”instagram” url=”https://www.instagram.com/abiandzar/” _builder_version=”3.13.1″ background_color=”rgba(0,0,0,0.8)” custom_margin=”|||” custom_padding=”10px|10px|10px|10px|true|true” follow_button=”off” url_new_window=”on”]instagram[/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=”youtube” url=”https://www.youtube.com/channel/UCZSX8rvhsVd8_ZQrl2MYAwg?app=desktop” _builder_version=”3.13.1″ background_color=”rgba(0,0,0,0.8)” custom_margin=”|||” custom_padding=”10px|10px|10px|10px|true|true” follow_button=”off” url_new_window=”on”]youtube[/et_pb_social_media_follow_network][/et_pb_social_media_follow][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”3.25″ custom_padding=”|||” padding_tablet__hover=”60px|50px|60px|50px|true|true” parallax__hover=”off” parallax_method__hover=”on” custom_padding__hover=”|||”][et_pb_text _builder_version=”3.13.1″ text_font=”||||||||” text_font_size=”16px” text_line_height=”1.9em” link_font=”||||||||” link_text_color=”#ffffff” ul_font=”||||||||” ol_font=”||||||||” quote_font=”||||||||” header_font=”||||||||” header_font_size=”40px” header_2_font=”Playfair Display|700|||||||” header_2_font_size=”40px” header_2_line_height=”1.5em” header_3_font=”||||||||” header_4_font=”Lato|700|||||||” header_4_text_color=”rgba(255,255,255,0.4)” header_4_font_size=”16px” header_4_line_height=”1.5em” background_color=”#3550a0″ box_shadow_style=”preset3″ box_shadow_vertical=”100px” box_shadow_blur=”100px” box_shadow_spread=”-60px” background_layout=”dark” custom_margin=”0px||-1px|” custom_padding=”60px|40px|60px|40px|true|true” header_font_size_tablet=”30px” header_font_size_phone=”24px” header_font_size_last_edited=”on|phone” header_2_font_size_tablet=”30px” header_2_font_size_last_edited=”on|tablet”]